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Dec 8, 2012

DANGEROUS DRIVERS * USA

* New York - Study: How Will Aging Baby Boomers Affect Crash Rates?

New York,NY,USA -The New York Times, by CHERYL JENSEN -December 3, 2012: -- While the number of older drivers is growing, it is not likely that these graying baby boomers will cause greater carnage on America’s roads, according to a new study by the Highway Loss Data Institute, which is affiliated with the Insurance Institute for Highway Safety. Both are financed by the insurance industry... Concerned about the impact of changing demographics on claims rates, the institute wanted to see what the nation’s crash trends would look like in 2030. To do that, researchers looked at collision insurance claims rates from the 2010 calendar year by age group. They combined that information with predicted demographic changes in the insured driver population, then estimated what the overall claim frequency would be some 20 years in the future... The study concluded that the frequency of collision claims over all will remain essentially flat... It isn’t that older drivers — who do have higher collision claim rates than drivers in their 50s and 60s — become better drivers as they age... It has more to do with the fact that the number of youngest drivers — those in their teens — is expected to decrease, and they are the worst drivers... The frequency of collision claims in the institute’s database is highest for drivers ages 15-19, at nearly 70 percent above average. That frequency declines steadily with age and is at its lowest for drivers 60-64. Although it starts to rise again, it never gets as high as it does for teenagers...

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