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Truck's Insurance * USA - Preventing a Truck Hijacking
USA -An Insurance Blog1441, by Joe Trzepla -7 Oct 2007: -- While hijacking of long-haul trucks is not all that common in the United States, it does occasionally occur. Following the simple set of guidelines below can greatly increase the safety of both you and your truck:
1. Be aware of your surroundings after picking up a cargo load. Most hijackings occur within a few miles of the loading location.
2. Be wary of people trying to stop your truck for accidents. If no accident is immediately visible, contact local law enforcement.
3. If you believe an attempt is being made to hijack your truck, do not stop the truck.
4. If you believe that you are being followed, contact local law enforcement.
5. Makes sure that windows and doors remain locked.
6. Do not allow the truck to be boxed in. Always maintain a wide space in front of and behind the truck.
7. When stopped in traffic, be aware of anyone approaching the truck.
8. Always carry information that identifies your truck, equipment, and cargo.
9. If a hijacking takes place, memorize as many details as you can and write them down at the first available chance for law enforcement.
This short list of suggestions is all that it takes to remain safe and ensure that your cargo and truck are not stolen. Memorizing them or keeping them in your truck can be very helpful...
* How to Get the Best Possible Truck Insurance Rates
USA -An Insurance Blog10394, by Joe Trzepla -7 Oct 2007: -- Drivers purchasing their own truck insurance are always eligible for the most competitive rates, but there are ways to reduce your insurance premiums even further. To begin with, it is always most cost effective to purchase insurance from a company that specializes in truck insurance...
* Condition of the Truck: Unlike normal auto insurance, the age of a commercial vehicle is not of great concern. Truck insurance companies typically find that older trucks are much better cared for than newer trucks. With this in mind, it is the overall condition of the truck that most greatly affects your insurance rates. Making certain that breaks, tires, and other features that affect safety are in excellent condition is imperative when seeking to reduce premiums. These factors are ensured through Department of Transportation (DOT) inspection. Incidentally, DOT inspection is a requirement for truck insurance coverage.
* Safe Drivers are the Best Drivers: Your experience as a driver will also help to reduce insurance premiums. To begin with, most truck insurers only insure drivers between the ages of 30 and 65. Having a good driving record will reduce your rates considerably. Trucking insurance companies will also reduce rates when you have been with them for five years accident free... The degree of experience you have with long-haul trucks will also be taken into consideration. Truck insurers take into consideration the number of years that you have been driving as well as the lengths of employment. Trainings, such as safety schools are very helpful in this respect...
* A Commitment to Personalized Service: When seeking out a truck insurance company, service is almost as important as offering competitive commercial truck insurance rates for drivers. Most truck insurers offer coverage between $750,000 and $1,000,000. You should also look for one that offers cargo insurance since not all do.
* Truck Insurance Company Background: A good truck insurance company will have at least a B rating from AM Best. They should also offer coverage in most of the states nationwide.
Labels: trucks insurances
posted by Unknown @ 12:37 PM
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