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Advice - USA - Future bankruptcers? Here a way...
Before the Last Resort: What to Do If You’re Considering Bankruptcy
USA -Bankruptcy Plus Resources, Copyright 2005, by Michael Knowles -26 Oct 2005: -- Filing for bankruptcy is an extreme move, not a quick fix. It’s a long, painful process with a huge stigma, and you’re unlikely to be able to get any kind of credit for ten years afterwards. Yet bankruptcies are on the rise. Out of ignorance or stupidity, more and more people seem to be using bankruptcy as a first option, instead of a last resort. Before you do it, make sure you’ve considered every alternative... Have You Reorganized Your Debt?... Sell Everything You Can... Work More... Use the Power of Threats... Know Your Local Laws... Try to get a lawyer – you might think that you can’t afford one, but many will work ‘pro bono’ (for free) for people who really need a lawyer but can’t pay...
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