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INSURANCE - CANADA - Covering Yourself: Self-insurance for mid-sized fleets
TORONTO,CAN - Today's Trucking (USA) - Jan. 31, 2005: In trucking, insurance rates bounce back and forth from periods of unforgiving increases to unsustainably cheap. This is what's known as a hard and soft cycle... Since early 2001, trucking companies have been hit with a market as hard as a two-by-four. With fewer companies writing insurance for truckers, the hardened market has shed light on a different opportunity for providing coverage: a form of self-insurance called a group captive program. For mid-size carriers, a well-managed group captive looks like an enticing alternative to traditional insurance..
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